Metal vs asphalt springfield mo
Metal roof vs. Asphalt shingles in springfield mo 2

You are facing a full roof replacement and you are genuinely torn between metal and asphalt shingles. You have heard metal lasts forever but costs more, and you want a straight answer from someone who installs both and has no reason to push you one way. This guide compares the two for Southwest Missouri weather and gives you a framework to decide.

TLDR: Metal roofs last longer and handle hail and wind very well, but cost more up front. Asphalt shingles cost less and perform well when you choose an impact rated product. The right call depends on how long you plan to stay, your budget, and how much long term value matters to you, not on which material is “better” in the abstract.


A roof replacement is a big decision, and the metal versus asphalt question sits right at the center of it. Metal has a reputation for lasting decades, while asphalt is the familiar, lower cost standard. Both are good roofs, so the real question is which one fits your home and your plans.

I am Josh Tessmer, and I own Teague Roofing Plus. We install both metal and asphalt, which means we have no financial reason to steer you toward one or the other. We have roofed Springfield and Southwest Missouri since 1971, we are an Owens Corning Preferred Contractor, and we have held a BBB A+ rating since 2019. Here is what we actually tell homeowners when they ask us which one to choose.

The Quick Answer: When Metal Wins and When Asphalt Wins in SW Missouri

Metal wins when you plan to stay in the home long term and want maximum durability, while asphalt wins when up front cost matters more or you may move sooner. Both handle Southwest Missouri weather well when chosen correctly. The decision is about your priorities, not a clear winner.

Metal makes sense for homeowners who want a roof that can last decades and who are comfortable with a higher up front cost. Asphalt makes sense for those who want strong performance at a lower price, especially with an impact rated shingle. Our comparison of metal roof versus asphalt shingles in Springfield covers the basics, and this guide goes deeper on the decision.

FactorMetal RoofAsphalt Shingles
LifespanLongestLong with quality shingles
Hail resistanceStrongStrong if impact rated
Wind resistanceStrongStrong if rated
Up front costHigherLower
MaintenanceLowLow to moderate
Insurance discountMay qualify if impact ratedMay qualify if Class 4

Use the table to see the tradeoffs at a glance. The sections below explain how each holds up to the weather that matters here.

How Each Handles SW Missouri Weather: Hail, Wind, Heat, Ice

Both materials handle this region’s weather well, but they respond differently to hail, wind, heat, and ice. Metal resists impact and sheds water and snow, while quality asphalt absorbs impact and seals tightly. Matching the material to local weather is the heart of the choice.

Against hail, metal dents but rarely fails, while impact rated asphalt resists bruising and cracking. In high wind, both perform well when properly installed and rated. Metal reflects summer heat and can lower attic temperatures, and the Energy Star cool roof program lists reflective options. In ice and freeze and thaw, metal sheds snow while asphalt relies on good flashing and ventilation. The National Weather Service office in Springfield tracks the local storm history that shapes these choices.

WeatherMetalAsphalt
HailDents, rarely failsResists if impact rated
High windStrong when installed rightStrong if wind rated
Summer heatReflects, cools atticStandard performance
Ice and snowSheds snowNeeds good flashing

Both are sound choices for our climate. The difference is in how they handle each stress, not in whether they can take it.

Pro tip: Whichever material you choose, ask about impact resistance. An impact rated roof stands up better to the hail this region sees and may qualify for an insurance discount with some carriers.

Lifespan, Warranty, and Long-Term Value

Metal generally lasts longer than asphalt, which shapes the long term value comparison. A metal roof can last decades, while a quality asphalt roof has a shorter but still long service life. The right choice depends on how long you plan to own the home.

Metal roofing often outlasts asphalt by a wide margin, which can make it the better value for a homeowner who stays put for the long haul. Asphalt costs less up front and performs well, which can make it the better value for someone who may move sooner or wants to manage cost. Impact resistance also matters here: Class 4 is the highest impact rating under the UL 2218 standard, and both materials offer Class 4 options. The Insurance Institute for Business and Home Safety researches how impact rated roofing performs.

Impact Rating (UL 2218)What It Means
Class 1Lowest impact resistance
Class 4Highest, withstands the toughest impact test
AvailabilityBoth quality metal and asphalt offer Class 4

Think about your timeline first. The longer you plan to stay, the more a longer lasting roof tends to pay off.

Important: Warranty terms differ by material and manufacturer, and they are confirmed during the in home estimate. As an Owens Corning Preferred Contractor, we can explain the enhanced warranty options available on the products we install.

Installation Complexity and Timeline

Metal installation is more specialized and can take longer, which homeowners often overlook. Asphalt is faster and more straightforward for most crews. The complexity affects both the timeline and the importance of choosing an experienced installer.

Metal roofing requires specific skills and materials, and the install can run longer than asphalt. Asphalt shingles install more quickly and are familiar to most roofing crews. Either way, the quality of the crew matters, since a poor install undermines even the best material. If you are ready to move forward, our roof replacement team in Southwest Missouri handles both.

Pro tip: For either material, ask the contractor how many roofs of that exact type they install. Experience with your specific material matters more than a general claim of expertise.

The Decision Framework: Questions That Lead to the Right Answer

The right answer comes from a few simple questions: how long will you stay, what is your budget, and how much does long term value matter? Your answers point clearly toward metal or asphalt. There is no universal best, only the best fit for your situation.

Ask yourself how long you plan to own the home, since a longer stay favors metal’s lifespan. Consider your up front budget, since asphalt is the lower cost option. Weigh how much you value long term durability versus initial savings. Color and style matter too, and our guide on how to choose roof color and shingle style can help.

Your SituationLikely Best Fit
Staying long termMetal
Tighter up front budgetAsphalt
May move in a few yearsAsphalt
Want maximum lifespanMetal

Answer those questions honestly and the choice usually becomes clear. A contractor who installs both can confirm the fit for your home.

Frequently Asked Questions

Is a metal roof worth the extra cost in Missouri? It can be, especially if you plan to stay in the home long term, because a metal roof’s longer lifespan spreads the higher up front cost over many more years. For a shorter stay, asphalt often makes more financial sense. The right answer depends on your timeline and budget. An installer who offers both can help you compare.

How long does a metal roof last in SW Missouri? A quality metal roof can last decades, often well beyond a typical asphalt roof, when installed correctly. Local weather, maintenance, and the specific system all affect its life. It is one of the longest lasting roofing options available. Ask about the expected lifespan of the specific system you are considering.

Does a metal roof hold up better against hail? Metal resists hail well and rarely fails from it, though large hail can leave cosmetic dents. Impact rated asphalt also resists hail damage effectively. Both can be good hail performers, especially in a Class 4 rated product. Choose impact resistance regardless of material in a hail prone area.

What is a Class 4 impact-resistant roof? Class 4 is the highest impact rating under the UL 2218 standard, given to roofing that withstands the most demanding impact test. Both quality metal and asphalt products offer Class 4 options. It can mean better hail performance and, with some insurers, a discount. Ask which products are Class 4 rated when you compare.

Does a metal roof qualify for an insurance discount in Missouri? Some insurers offer a discount for impact resistant roofing, which can include certain metal and Class 4 asphalt products, but it depends on your carrier and policy. There is no guarantee, so confirm with your insurer. The potential discount is one factor among several. Ask your agent what your policy offers.

What is the downside of a metal roof? The main downsides are a higher up front cost and a more specialized installation. Metal can also dent cosmetically from large hail, though it rarely fails. For some homeowners, the higher initial price outweighs the longer lifespan. Weigh the cost against how long you plan to stay.

Which lasts longer, a metal roof or asphalt shingles? Metal generally lasts longer than asphalt, often by a wide margin. A quality asphalt roof still has a long service life, just shorter than metal. Lifespan is one of metal’s biggest advantages. Factor your ownership timeline into the decision.

Can I put a metal roof over my existing shingles? Sometimes, depending on the condition of the existing roof, the structure, and local code, but a tear off is often the better long term choice. Going over old shingles can hide problems underneath. An inspection determines whether an overlay is appropriate. Ask a contractor to assess your specific roof first.

Get a Free Roof Inspection in Springfield

You now understand how metal and asphalt compare for Southwest Missouri weather, lifespan, cost, and installation, and you have a framework to decide. The next step is a free inspection and an honest recommendation from a team that installs both.

Teague Roofing Plus has installed metal and asphalt roofs across Springfield and Southwest Missouri since 1971, with local crews, Owens Corning Preferred Contractor certification, and a BBB A+ rating. Here is what you get with us.

  • A free inspection and an unbiased material recommendation
  • Honest guidance on lifespan, cost, and impact resistance
  • Experienced installation of both metal and asphalt
  • Storm damage documentation if a claim is involved
  • Permits handled on every approved job

Call 417-883-7663 for a free roof inspection. You can also request a free roof inspection in Southwest Missouri online, and for hail specific concerns, see our guide to metal roof storm damage in Southwest Missouri. The National Roofing Contractors Association offers homeowner resources on both materials.


Teague Roofing Plus, Roofing, Siding, Windows, Gutters, and More. Serving Southwest Missouri Since 1971.